Debt Solution

Debt Solution - What People Are Saying

"It may sound drastic, but my debt solution was bankruptcy. I was in a lot of debt and just didn't have the money to pay it all off. I was falling behind and I was afraid I'd lose my house, so I filed for bankruptcy. I got to keep my house, but I lost any chance of having good credit. Filing for bankruptcy really just got my back on level ground rather than being beneath it. I needed a credit card debt solution. I had college and graduate school loans that I was fighting to pay off, and when I filed for bankruptcy they all disappeared. I think a lot of people don't know much about bankruptcy--they think it isn't a debt solution and that it's the end of the world, but it really can be a good thing." -Tom, Texas

Speaking of bankruptcy, Congress recently passed a bill requiring that anyone who files for bankruptcy should first try to find another type of debt relief solution.

Another One Finds Hope Through Debt Solution

"My debt solution was taking out a mortgage on my house that was worth more than my house--it was the total of all the debt I owed. I figured while I was borrowing a lot of money from the bank I might as well borrow a little bit more to make sure I was secure. I knew I would live in my house forever, so I wasn't worried about having to pay off the mortgage anytime soon. While I was starting up my company, the money kept me and my family on our feet, and after my business took off I paid off my mortgage. Had I tried another debt solution like normal loans, I would have owed a lot more from higher interest rates. This debt management solution was the best fit for my family." -Sharon, Minneapolis

"My debt solution was to take out a number of loans. I wasn't sure if I would be able to pay the money back soon or ever, so I risked the high interest rates for the unsecured loan. I had school debt, credit card debt, and personal debt, so I decided to keep of these debts separate in case I couldn't pay one off, which I knew was likely. My debt solution I knew wouldn't be my debt free solution, but it helped and let me take advantage of companies with low interest rates and easy payment plans. Now I have a checklist and I am paying off one debt at a time. That's my debt reduction solution. I know there are other debt solutions, and if I had to do it again, I would have looked into adebt consolidation solution sooner. I saved a lot of money once I consolidated. I wish someone had told me about a debt solution earlier." -Mike, Washington D.C.

"I got consumer debt solution and I've never been happier. Now I am debt free." - Joe, St. Louis

"My credit card debt was staggering. I couldn't even see straight anymore, it was so bad. So I turned to the giants of debt consolidation and they were able to negotiate my balances down by almost 53%. Pretty incredible! It's like I'm paying for what I actually borrowed, without the tacked on interest and crazy finance charges! Fair is fair and I'll be free from consumer debt within five years!" - Carol Ann, Raleigh, NC

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